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民间借贷网络平台是新出现的民间金融形式,其法律性质属于准金融机构,网络平台的产生为借贷双方都提供了一个资金融通便捷的场所,这一场所的出现不仅满足了资金需求者的实际需求,而且也为资金借出者提供了一个便捷的理财方式。但是由于我国风险防范法律制度的缺失,也导致民间借贷网络平台出现了很多的问题。本文主要针对民间借贷网络平台的风险提出了风险防范法律制度建构。
The private lending network platform is a new form of private finance. Its legal nature belongs to quasi-financial institutions. The emergence of a network platform provides a convenient place for both borrowers and borrowers to capitalize and finance. This place not only meets the needs of those in need of capital Demand, but also for the financial lender provides a convenient way of managing money. However, due to the lack of the legal system of risk prevention in our country, many problems have emerged in the private lending network platform. This article mainly puts forward the construction of risk prevention legal system according to the risk of private lending network platform.