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20世纪90年代中期以来,我国城乡居民的消费行为发生了很大变化,传统的生命周期—持久收入理论已经很难解释我国居民消费行为的全部,不确定性消费理论成为今后发展的方向。本文利用宏观经济数据利用回归模型分析这一现象。实证结果表明:收入的不确定性已显著地影响到我国城乡居民的消费行为。在这种情况下,降低不确定性将有助于提高我国城乡居民的消费能力,增强消费对经济增长的拉动作用。
Since the mid-1990s, the consumption behavior of urban and rural residents in China has undergone great changes. The traditional life cycle, the theory of long-term income, has been difficult to explain all the consumer behavior in China. The theory of consumer uncertainty has become the direction of future development. In this paper, the use of macroeconomic data regression model to analyze this phenomenon. The empirical results show that: the uncertainty of income has significantly affected the consumption behavior of urban and rural residents in China. Under such circumstances, reducing the uncertainty will help raise the spending power of urban and rural residents in our country and increase the stimulating effect of consumption on economic growth.