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借鉴西方银行金融创新的成功经验,我国商业银行在许多业务领域进行了创新,比如,金融制度、服务、产品、工具等。这些创新对完善我国商业银行经营体系,起了有益的补充。在市场金融条件下,国有商业银行为肩负起国债市场行为主体的重任,创新国债投资基金业务,增加新的竞争手段,是国有商业银行的战略选择。
Drawing on the successful experience of financial innovation in western banks, commercial banks in our country have made innovations in many business fields, for example, the financial system, services, products and tools. These innovations have played a useful supplement to improving the management system of commercial banks in China. Under market financial conditions, state-owned commercial banks are the strategic choice of the state-owned commercial banks in order to shoulder the heavy responsibility of the main body of the national debt market, innovate the treasury bond investment fund business and add new means of competition.