论文部分内容阅读
资产负债比例管理是商业银行一种全面的管理手段,涉及到资金、计划、信贷等诸方面,尤其风险管理是资产负债比例管理的核心内容。商业银行要根据资产负债比例管理的要求,探求信贷资金总量的结构,达到控制风险提高效益的目的。如果就建立资产负债比例管理和风险管理的信贷管理控制而言,还有大量的贷前、贷中、贷后的风
Asset-liability ratio management is a comprehensive management tool of commercial banks. It involves funds, plans, credit and other aspects. In particular, risk management is the core of asset-liability ratio management. Commercial banks should explore the structure of the total amount of credit funds according to the requirements of asset-liability ratio management so as to achieve the purpose of controlling risks and increasing profits. If there is a large amount of pre-lending, post-lending and post-lending winds regarding the credit control of asset ratio management and risk management