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农业发展银行自1994年组建以来,对粮棉油主要农副产品贷款实行库存值与贷款挂钩管理办法(以下简称“库贷挂钩)。三年多来,各级行通过对库贷挂钩管理办法的不断充实完善,制定配套制度和措施,逐步形成管理体系。库贷挂钩已成为粮棉油贷款管理的重要手段,成为监测考核粮棉油信贷资产质量、防范和化解贷
Since the establishment of the Agricultural Development Bank in 1994, the Bank has implemented the Measures for the Control of Linked Stock Values and Loans to Major Agricultural and Sideline Products of Grain and Cotton Oil (hereinafter referred to as the ”Treasury Loan"). Over the past three years, Continue to enrich and perfect the development of supporting systems and measures to gradually form a management system.Coupling loans has become an important means of management of grain and cotton leachate, a monitoring appraisal of the quality of grain and cotton credit assets, prevention and mitigation of loans