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以前,公款私存的现象比较普遍,现在国家实行对个人储蓄存款开征利息税后,私款公存的观象也随之出现,特别是从今年4月1日起实行个人储蓄存款实名制后,这种现象将会日益增多。现就如何治理私款公存现象谈点看法。一、私款公存的弊端一是逃避国家征收利息税。自去年11月1日开征利息税后,个人储蓄存款利息的20%由银行代扣上
In the past, the phenomenon of private deposits of public funds was relatively common. Now that the state imposes interest tax on personal savings deposits, the appearance of private deposits of public funds also appears. Especially since April 1 this year, after implementing the real-name system of personal savings deposits, This phenomenon will increase day by day. Now on how to govern the phenomenon of public funds to talk about the point of view. First, the shortcomings of private savings One is to evade the interest tax levied by the state. Since the interest tax was introduced on November 1 last year, 20% of interest on personal savings deposits was withheld by the bank