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随着科技的发展和金融系统的改善,我国科技型中小企业随之不断发展,而中小企业融资难的问题一直制约着我国融资担保体系的发展。担保体系的完善,可以在一定程度上解决中小型科技企业的融资担保问题,应当根据科技型中小企业的实际情情况来研究融资担保体系中存在的问题及其解决方案,解决我国科技型中小企业资金问题。
With the development of science and technology and the improvement of the financial system, the development of S & T SMEs in our country continues to develop. However, the financing difficulties of SMEs have always restricted the development of China’s financing guarantee system. The perfection of the guarantee system can solve the problem of financing guarantee for small and medium-sized technology enterprises to a certain extent. The problems and solutions in the financing guarantee system should be studied according to the actual situation of small and medium-sized technology-based enterprises, so as to solve the problems of small and medium- funding problem.