遭遇“信贷陷阱”当谁埋单

• 作 者: 曹峰峻
• 出 处: 法庭内外
• 发表日期: 2008年11期
• 关键词: 贷款合同 灌云 医生职业 财产抵押 城北 申请再审 二审法院 短期贷款 月利率 借款合同

9年前,医生职业的孙善明迫于还人借款,通过熟人认识了灌云农业银行城北分理处的正、副主任,在两位主任的热情帮助下,申请到财产抵押短期贷款。可当孙在借款借据上签名盖章后,两位主任却向孙出示了一张“孙善明借款据90 000元,暂未到位”的欠条。从此,孙善明身陷“信贷陷阱”的连环官司。经过“马拉松”式的审理,这场官司在今年4月28日告一段落。

Nine years ago, Sun Shanming, a doctor’s occupation, was forced to borrow money and met acquaintances with the deputy director of the north branch of Guanyun Agricultural Bank through acquaintances. With the help of two directors, he applied for short-term loans for property mortgages. However, when the Sun signs and seals the borrowed loan, the two directors have presented Sun with an “IOU” Sun Shanming’s loan amounting to 90,000 yuan, which is not yet in place. “ Since then, Sun Shan-ming caught in the ”credit trap “ a series of litigation. After the ”marathon " trial, the lawsuit in the April 28 this year came to an end.