边疆民族地区扶贫信贷工作思考

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云南地处祖国西南边陲,是一个多民族的省份。由于各种因素的影响,全省尚有73个县、700万人口处于贫困状态。如何解决贫穷落后的困扰,已成为边疆民族地区深化改革、发展经济的关键。边疆民族地区经济活动的运行,一般表现为典型的不发达的二无经济结构:在经济形态上,分散的自然经济、半自然经济与计划经济和初期市场经济交织在一起,商品经济发展缓慢,市场机制极不健全;在经济成份上,国有经济比重大,非国有经济薄弱,在新旧体制转换过程中,极难适应市场经济的快速发展的需要。据统计,1994年云南省贫困县占全省县级行政机构总数57.48%,贫困人口占全省总人口18.9%,工农业总产值占全省15%。经济基础差,生产力水平低下。产业结构偏重于单一原材料生产、资源采掘和初加工,综合生产能力低、效益较差。 Yunnan is located in the southwest border of the motherland, is a multi-ethnic province. Due to various factors, there are 73 counties in the province and 7 million people are in poverty. How to solve the problem of poverty and backwardness has become the key to deepening the reform and developing the economy in the frontier minority areas. The operation of economic activities in frontier ethnic areas generally shows the typical underdeveloped two-economy structure: in the economic form, the scattered natural economy, the semi-natural economy, the planned economy and the initial market economy are intertwined, the development of the commodity economy is slow, The market mechanism is extremely unsound. On the economic component, the proportion of the state-owned economy is large and the non-state-owned economy is weak. It is extremely difficult to meet the needs of the rapid development of the market economy in the process of system transformation. According to statistics, in 1994, poverty-stricken counties in Yunnan Province accounted for 57.48% of the total number of county-level administrative agencies in the province, with the poor accounting for 18.9% of the province’s total population and the total industrial and agricultural output accounting for 15% of the province. Poor economic base and low productivity. Industrial structure is more emphasis on a single raw material production, resource extraction and initial processing, low comprehensive productivity, poor efficiency.
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