Peer Effects and Health Insurance Enrollment Decisions:Evidence from China's New Cooperative Me

来源 :2012微观数据与实证方法国际研讨会 | 被引量 : 0次 | 上传用户:xp1308729
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This paper aims at quantifying the importance of peer effects in the enrollment decisions of the New Cooperative Medical Scheme (NCMS) in rural China, by estimating a static model of games with incomplete information, in which rural households make the enrollment decisions based on their household and community characteristics as well as the others decisions from the same community. Using data from the China Health and Nutrition Survey (CHNS 2004-2009), we apply a two-step estimation method to estimate the model. Major findings indicate that a 10-percentage-point increase in the enrollment rate of other households in the same community increases ones take-up probability by 11.3 percent. We also find that the individual households take-up decision responds more strongly to the enrollment rates of higher socio-economic groups within the community than within-group effects, whereas peer effect from ones own demographic groups is larger than cross-group effects. Moreover, evidence suggests that peer effect in the NCMS enrollment is more influential for the decisions of low income families and rural residents living in relatively poor communities.
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何汉卿北京人,自幼受家父影响,酷爱书法。现为中国书法家协会会员,中国教育电视台书画艺术委员会委员,中央电视台书画频道华东工作中心书画学术顾问。原中国美术馆民间美术部
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